When do I start repaying my HECS, FEE or SA HELP debt?

You start repaying your HELP debt via the taxation system once your income is above the repayment threshold, even if you are still studying.

The amount you repay each year is a percentage of your repayment income. The percentage increases as income increases, so the more you earn, the higher your repayments will be.
The Australian Taxation Office (ATO) will calculate the compulsory repayment for the year and include it on your income tax notice of assessment.

You can find further information at the Australian Taxation Office: When you must repay your loan.

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Answer ID: 2141

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